Cherie Hayes
REALTOR
J. Rockcliff Realtors
 
Office Listings
 Welcome
Welcome to my web site. I have gathered a wealth of information here to help you with all of your real estate needs- from all the latest property listings to great information for both home buyers & sellers.
 
All you have to do to get started is click on any of the links to the left. Enjoy these tremendous online tools. As great as the online tools are, there is no substitute for the knowledge of a Realtor. Please contact me if there is anything I can do to help you.
 
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 Real Estate Glossary
Adjustable Period:
The length of time between interest rate changes on an ARM. For example, a loan with an adjustable period of one year is called a one-year ARM, which means that the interest rate can change once per year.

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 Helpful Tips
Getting Pre-Approved
Getting pre-approved for a home mortgage loan will provide you with a preliminary statement on the size of loan for which you can qualify. Knowing this, you can then focus on your home search.

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"Real Estate is not just business... It's Personal"